Cornell Cooperative Extension (CCE) Offices offering classes:

Chemung Erie Onondaga Schuyler Wayne
Cortland Fulton/Montgomery Ontario Steuben Yates
Dutchess Genesee Orange Tompkins


Chemung County Phone: 607-734-4453
425 Pennsylvania Avenue, Elmira, NY


Class Name Date/Time Location Call to Register Educator(s)
Making Ends Meet     607-734-4453 Mildred Glover
Deb Fry
         
Exploring Credit/Debt
Management Issues
    607-734-4453 Mildred Glover
Deb Fry
         
Top


Cortland County Phone: 607-753-5077
60 Central Avenue, Cortland, NY


Class Name Date/Time Location Call to Register Educator(s)
Making Ends Meet     607-753-5077 Barbara Henza
         
Exploring Credit/Debt
Management Issues
    607-753-5077 Barbara Henza
         
Top


Dutchess County Phone: 845-677-8223
Farm and Home Center, 2715 Rte. 44, suite 1, Millbrook, NY


Class Name Date/Time Location Call to Register Educator(s)
Making Ends Meet     845-677-8223 ext. 119 Laura Cornwall
         
Exploring Credit/Debt
Management Issues
    845-226-2145 Laura Cornwall
         

Additional classes may be offered and a fee associated with them.


Top


Erie County Phone: 716-652-5400
21 South Grove Street, East Aurora, NY


Class Name Date/Time Location Call to Register Educator(s)
Making Ends Meet     716-652-5400
ext. 134
Nancy Reukauf
         
Exploring Credit/Debt Management Issues     716-652-5400
ext. 134
Nancy Reukauf
         
Top


Fulton/Montgomery County Phone: 518-762-3909
The Johnstown Hotel, 55 East Main Street, 2nd floor, suite 210, Johnstown, NY


Class Name Date/Time Location Call t Register Educator(s)
Making Ends Meet     518-762-3909 Craig Clark
   

 

   
Exploring Credit/Debt
Management Issues
    518-762-3909 Craig Clark
         
Top


Genesee County Phone: 585-343-3040
420 East Main Street, Batavia, NY


Class Name Date/Time Location Call to Register Educator(s)
Making Ends Meet     585-343-3040 Kimberly Carey
         
Exploring Credit/Debt
Management Issues
September 18; 6:00pm CCE Office
420 East Main Street
Batavia, NY 14020
585-343-3040 Kimberly Carey
         
Top


Onondaga County Phone: 315-424-9485
220 Herald Place, 2nd floor, Syracuse, NY


Class Name Date/Time Location Call to Register Educator(s)
Making Ends Meet     315-424-9485 Steve Chandler
         
Exploring Credit/Debt
Management Issues
    315-424-9485 Steve Chandler
         
Top


Ontario County Phone: 585-394-3977
480 North Main Street, Canandaigua, NY


Class Name Date/Time Location Call to Register Educator(s)
Making Ends Meet September 29; 6:30pm CCE office
480 Main Street
Canandaigua, NY14424
585-394-3977
ext. 21
Patricia Pavelsky
         
Exploring Credit/Debt Management Issues October 6; 6:30pm CCE office
480 Main Street
Canandaigua, NY14424
585-394-3977
ext. 21
Patricia Pavelsky
         
Top


Orange County Phone: 845-344-1234
1 Ashley Avenue, Community Campus, Middletown, NY


Class Name Date/Time Location Call to Register Educator(s)
Making Ends Meet October 7; 1:00pm Orange County Employment & Training
3 Washington Center
4th floor
Newburgh, NY 12550
845-344-1234 Stefanie Hubert
         
Exploring Credit/Debt Management Issues October 14; 1:00pm Orange County Employment & Training
3 Washington Center
4th floor
Newburgh, NY 12550
845-344-1234 Stefanie Hubert
         
There may be a fee associated with the classes.

Top


Schuyler County Phone: 607-535-7161
323 Owego Street, Montour Falls, NY


Class Name Date/Time Location Call to Register Educator(s)
Making Ends Meet September 8; 6:30pm SC Human Services Complex
323 Owego Streeet
Montour Falls, NY 14865
607-535-7161 Rosemary Hartman
         
Exploring Credit/Debt
Management Issues
September 15; 6:00pm Beaver Dams Church
180 Route 414
Beaver Dams, NY 14812
607-535-7161 Rosemary Hartman
         
Top


Steuben County Phone: 607-664-2300
3 East Pulteney Square, Bath, NY


Class Name Date/Time Location Call to Register Educator(s)
Making Ends Meet     607-664-2300 Nancy Reigelsperger
         
Exploring Credit/Debt Management Issues     607-664-2300 Nancy Reigelsperger
         
Top


Tompkins County Phone: 607-272-2292
615 Willow Avenue, Ithaca, NY


Class Name Date/Time Location Call to Register Educator(s)
Making Ends Meet September 18; 1:00pm CCE Office
615 Willow Avenue
Ithaca, NY 14850
607-272-2292 Ann Gifford
Caroline Brown
  September 30; 6:30pm CCE Office
615 Willow Avenue
Ithaca, NY 14850
607-272-2292 Ann Gifford
Caroline Brown
  October 21; 10:00am CCE Office
615 Willow Avenue
Ithaca, NY 14850
607-272-2292 Ann Gifford
Caroline Brown
  October 27; 6:30pm CCE Office
615 Willow Avenue
Ithaca, NY 14850
607-272-2292 Ann Gifford
Caroline Brown
         
Exploring Credit/Debt
Management Issues
September 25; 6:30pm CCE Office
615 Willow Avenue
Ithaca, NY 14850
607-272-2292 Ann Gifford
Caroline Brown
  October 23; 6:30pm CCE Office
615 Willow Avenue
Ithaca, NY 14850
607-272-2292 Ann Gifford
Caroline Brown
         
Money Skills Update     607-272-2292 Ann Gifford
         
Top


Wayne County Phone: 315-331-8415
1581 NYS Rte. 88N, Newark, NY


Class Name Date/Time Location Call to Register Educator(s)
Making Ends Meet     315-331-8415 ext. 110 Susan Bray
         
Exploring Credit/Debt
Management Issues
    315-331-8415 ext. 110 Susan Bray
         
Top


Yates County Phone: 315-536-5123
417 Liberty Street, Penn Yan, NY


Class Name Date/Time Location Call to Register Educator(s)
Making Ends Meet     315-536-5123 Sheri Mezzapelle
         
Exploring Credit/Debt Management Issues     315-536-5123 Sheri Mezzapelle
         

Top



Background
Under Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA), enacted on April 20, 2005 , all individual debtors who file bankruptcy on or after October 17, 2005, must undergo credit counseling and must complete a financial management instructional course after they file bankruptcy. With certain exceptions, an individual is not eligible to file bankruptcy without completing credit counseling, and is not eligible to receive a bankruptcy discharge without completing a financial management instructional course.

BAPCPA directs the U.S. Trustee to approve budget and credit counseling agencies and providers of financial management instructional courses according to criteria set forth in the law. It also directs the Clerk of the Bankruptcy Court to maintain a publicly available list of U.S. Trustee-approved budget and credit counseling agencies and financial management instructional courses.

Disclaimer
Cornell Cooperative Extension is approved to issue certificates evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider's services.


Updated: September 5, 2008